Pay your rent.
Build your future.
Earn reward points. Improve your credit score. Take your first step towards home ownership.
Three Ways Clove Transforms Your Life
Turn your rent payments into a powerful tool for your financial future. One simple change, three major benefits.
Earn Valuable Points
Use your favourite rewards credit card (Visa, Mastercard, Amex) for rent payments and watch your points balance soar with each monthly payment.
- Earn points on your largest monthly expense
- Works with all major credit card rewards programs
Build Credit History
Consistent rent payments through Clove demonstrate your financial responsibility and can help boost your credit score over time.
- Establish payment history - a key credit factor
- Create verifiable records of on-time payments
Path to Home Ownership
Take concrete steps toward buying your first home with better loan terms, documented payment history, and financial discipline.
- Better credit score = better mortgage rates
- Complete payment history for mortgage applications
Credit Score Boost
Consistent payments can improve your score over time
Verified Payment History
Build a record that lenders can verify
Loan Qualification
Improve your chances for better mortgage rates
Rent Payments That Boost Your Credit Score
Your rent is likely your largest monthly expense - now it can also be a powerful tool for building your credit history and improving your credit score.
- Payment History: Establish a record of consistent on-time payments, the most important factor in credit scoring.
- Financial Responsibility: Demonstrate your ability to manage recurring financial obligations.
- Documented History: Build a complete record of rent payments that can be verified by lenders and credit bureaus.
Your Path to Home Ownership
Every rent payment through Clove is a step closer to owning your own home. We help turn your rent into a powerful tool for achieving your property dreams.
- Better Loan Terms: A stronger credit profile means better interest rates and loan options when applying for a mortgage.
- Rental History: Provide complete proof of rental payment history to strengthen your mortgage application.
- Financial Discipline: Establish a pattern of reliable financial management that lenders value highly.
Get Started in 4 Simple Steps
Our streamlined process makes it quick and easy to set up and start earning points on your rent.
Sign Up Free
Create your secure account in under 2 minutes.
Link Your Card
Securely add your Visa, Mastercard, or Amex.
Add Payee Info
Securely enter your payee's BPAY or bank account details.
Schedule & Earn
Set your payment schedule and watch your rewards grow!
Platform Fee
per transaction
Win $2,500 in Our Monthly Draw!
Each monthly payment you make with Clove counts as an entry into our monthly $2,500 cash draw! Plus, for every friend who successfully joins and makes a payment using your referral link, you get an additional entry.
- Automatic entry with every monthly payment.
- Bonus entries for every successful referral.
- Track all your entries in your dashboard.
$2,500
Monthly Draw
Common Questions Answered
Have questions? We've got answers. Find more in our help center or contact support anytime.
Can't find the answer you're looking for?
Contact SupportReady to Transform Your Rent Payments?
Sign up for Clove in minutes and start earning points, building credit, and taking steps toward home ownership - all with your regular rent payments!
Get Started Now